Banking designed for your life in the USA

No SSN.
No monthly fee.
No hassles.

Your first U.S. account, without SSN

Open your bank account¹ in
3 minutes with your country ID².

Your US account with Latin America ID. Receive your money up to 2 days in advance.

Zero fees, zero surprises, and receive your paycheck up to 2 days in advance with Comun.

Open your account Open your account

Join the thousands of people who recommend us

4.7 ★

Google Play

1M+

Downloads

4.8 ★

App Store

"The application for the card is very easy and arrives quickly."

"The best option to manage your money"

"They are always very attentive and solve my doubts."

"It makes my life easier."

"The application for the card is very easy and arrives quickly."

"The best option to manage your money"

"They are always very attentive and solve my doubts."

"It makes my life easier."

"The application for the card is very easy and arrives quickly."

"The best option to manage your money"

"They are always very attentive and solve my doubts."

"It makes my life easier."

"The application for the card is very easy and arrives quickly."

"The best option to manage your money"

"They are always very attentive and solve my doubts."

"It makes my life easier."

Apply with more than 100 documents from all LATAM**.

Passport
Identification card
Driver's License
Resident card
Passport Pass

Your bank account with VISA card without absurd charges

$0 opening fee
$0 minimum balance
$0 monthly fee

Deposit cash wherever is most convenient

Deposit cash into your Comun account at more than 88,000 participating retail locations throughout the United States

Receive your paycheck up to 2 days in advance³

Connect your employer in less than 2 minutes to receive your paycheck up to 2 days earlier.

Send money home safely and fast

Get peace of mind when sending remittances with instant notifications, all at a fraction of the cost of competitors

Talk to support in your time and language

Deposit your checks without lines or hassles

Just take a picture of the check from the app and that's it: your money will reach your account quickly and securely.

Deposit cash wherever is most convenient

Deposit cash into your Comun account at more than 88,000 participating retail locations throughout the United States

Receive your paycheck up to 2 days in advance³

Connect your employer in less than 2 minutes to receive your paycheck up to 2 days earlier.

Send money home safely and fast

Get peace of mind when sending remittances with instant notifications, all at a fraction of the cost of competitors

Talk to support in your time and language

Deposit your checks without lines or hassles

Just take a picture of the check from the app and that's it: your money will reach your account quickly and securely.

AS SEEN IN:

Regain control and peace of mind with our security measures

Easy and secure login with Face or Touch ID

Receive instant notifications about your purchases

Easily freeze and unfreeze your card whenever you like

Your money is in good hands

We have the support of some of the strongest financial institutions to keep your money safe and protected.

FDIC Insured

The funds in your account are insured by the FDIC up to $250,000 per ownership category through Community Federal Savings Bank (CFSB), Member FDIC, in the event CFSB fails.

VISA Protections

Your card is protected with VISA's guarantee against unauthorized charges

Read about us in the news

American Banker

Fintechs navigate a choice: BaaS middleware or go direct?

Al Rojo Vivo

Mexican entrepreneur creates platform for Hispanics who don't have a bank account in the U.S.

Mexican entrepreneur, Comun CEO Andres Santos, creates deposit account for unbanked immigrants in the U.S.

Tech Crunch

Comun channels local banking approach to serve Latino immigrants

Identification requirements, high fees and a language gap have long been barriers to preventing some Latino immigrants from opening a banking account in the United States. Comun wants to change that.

El Universal

Neobanks for financial inclusion

Comun launched its digital solution in record time, offering a bank account with just a passport or ID from any Latin country, allowing people who would not have been able to access financial services in the U.S. to do so.

American Banker

Neobank for Latino immigrants raises $4.5 million in seed funding

A challenger bank for Latino immigrants has closed its seed round. Comun in New York announced Tuesday that it has raised $4.5 million in seed funding led by Costanoa Ventures with participation from South Park Commons and FJ Labs. Its digital banking app became available to consumers in September.

LATAM List

Comun raises $4.5 million in financing round led by Costanoa Ventures

Comun raised $4.5 million in a recent funding round led by Costanoa Ventures. Other participating investors included South Park Commons and FJ Labs ...

Bloomberg Line

Neobanco earmarks US$4.5M to promote financial inclusion of Latinos in the U.S.

El Tiempo Latino

Neobanco earmarks US$4.5M to promote financial inclusion of Latinos in the U.S.

Comun allows Latino immigrants in the U.S. to open an account without a social security number

American Banker

Fintechs navigate a choice: BaaS middleware or go direct?

Al Rojo Vivo

Mexican entrepreneur creates platform for Hispanics who don't have a bank account in the U.S.

Mexican entrepreneur, Comun CEO Andres Santos, creates deposit account for unbanked immigrants in the U.S.

We are here to help you!

Explore frequently asked questions or contact support for more information.

Does Comun ask for immigration status?

At Comun, everyone is welcome and we do not ask for immigration status.

How do I fund my account?

We offer several easy account funding options designed to suit your preferences. You can connect to Zelle, connect your payroll, deposit cash, transfer from another bank or request a transfer from another ComunYa user.

How do I apply?

To apply, start by downloading the application and follow the steps from there. You can apply with over 100 documents from all over LATAM including a passport, driver's license, green card and more. You can also apply with your SSN or ITIN.

What do I need to open an account?

Opening an account with us only takes 5 minutes. You can apply with over 100 documents from all over LATAM including a passport, driver's license, green card and more. You can also apply with your SSN or ITIN.

Contact

Legal

UniTeller Privacy Policy

UniTeller User Agreement

Electronic Signature Consent

Site Map

*Terms and conditions of Friday Comunero here.
¹Comun is a financial technology company and not a bank. The banking services offered by Comun are provided by Community Federal Savings Bank, Member FDIC. The Comun Visa® debit card is issued by Community Federal Savings Bank, under license from Visa USA Inc. and can be used at any Visa acceptance point. Deposits are FDIC insured up to $250,000 per ownership category through Community Federal Savings Bank (CFSB), Member FDIC, in the event of CFSB's failure.
²Results may vary. For a complete list of eligible IDs and application requirements, follow this link.
³Advanced access to direct deposit funds depends on when the payer's payment file is submitted. We generally make these funds available on the day the payment file is received, which may be up to two days prior to the scheduled payment date. However, this availability is not guaranteed.
⁴A service provided by Service UniTeller, Inc. Service UniTeller, Inc. is licensed in all states that require a license.

Join the thousands of people who recommend us

4.7 ★

1M+

4.8 ★

Apply with more than 100 documents from all LATAM**.

Your bank account with VISA card without absurd charges

Deposit cash wherever is most convenient

Receive your paycheck up to 2 days in advance³

Send money home safely and fast

Talk to support in your time and language

Deposit your checks without lines or hassles

Deposit cash wherever is most convenient

Receive your paycheck up to 2 days in advance³

Send money home safely and fast

Talk to support in your time and language

Deposit your checks without lines or hassles

AS SEEN IN:

Regain control and peace of mind with our security measures

Easy and secure login with Face or Touch ID

Receive instant notifications about your purchases

Easily freeze and unfreeze your card whenever you like

Your money is in good hands

FDIC Insured

VISA Protections

Read about us in the news

Fintechs navigate a choice: BaaS middleware or go direct?

Mexican entrepreneur creates platform for Hispanics who don't have a bank account in the U.S.

Comun channels local banking approach to serve Latino immigrants

Neobanks for financial inclusion

Neobank for Latino immigrants raises $4.5 million in seed funding

Comun raises $4.5 million in financing round led by Costanoa Ventures

Neobanco earmarks US$4.5M to promote financial inclusion of Latinos in the U.S.

Neobanco earmarks US$4.5M to promote financial inclusion of Latinos in the U.S.

Fintechs navigate a choice: BaaS middleware or go direct?

Mexican entrepreneur creates platform for Hispanics who don't have a bank account in the U.S.

We are here to help you!

Does Comun ask for immigration status?

How do I fund my account?

How do I apply?

What do I need to open an account?

Open your Comun¹ account today!